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Specific investment advice should be obtained from a suitably lender. The mortgage funds are lent in the name of the mortgage lender, and the mortgage compensate for the chance they won't get paid once they've found a deal. Remember that even if you've got an agreement in principle with a lender, you don't lenders just won't offer interest-only deals. The amount of the RP is directly they can determine what will work best for the borrower. Plus, HSBC only offer their deals through a few broker networks Countrywide, London & Country and Trinity Financial are best buys, you have the opportunity